Smart money holds the underdog side
Most tracked traders hold Down, while the market favors Up (100%). 3 of 5 traders hold an outcome priced under 50%.
Historically, consensus on sides priced under 40¢ lost money after costs.

XRP Up or Down - November 9, 3:50PM-3:55PM ET
3 of 5 top Polymarket traders hold Down (60%) · Down at 0.1¢ · $64 held · ended Nov 9
⚠️
Avoid
Down
5
Down 60%
$63.7
$4.57
Research grade
AvoidDown at 0%
Matches a pattern that lost clearly more than the plain consensus in our tests.
- Consensus side under 30¢Full year, out of sample: 0.05–0.30 lost −8.1 % a trade (n 11,568), under 0.20 −20.5 % (n 3,615). Oct 22 backtest: −29.5 % (n 1,625). The strongest effect in every test.
The rules come from our Oct 22 2026 backtest (one entry per market, held to resolution, after a 1¢ half-spread and Polymarket's taker fees). Our full-year test without hindsight (Oct 26 2026) found none of them profitable out of sample, and the plain consensus lost −3.0 % a trade. The grade describes the market; it is not a forecast, not an edge and not advice.
Smart Money Signal
3 of 5 top traders (60%)Underdog side (market favors Up 100%)3 hold an outcome priced under 50%5 small positions dimmed (<$100 invested)
Outcome Probabilities
Smart Money Breakdown by Outcome
| Trader | Position | Invested | Value | PnL | Record |
|---|---|---|---|---|---|
DR drfc4eybh7i8<$100 | Upavg 97.3¢ | $56.29 | $51 | -$4.9 | 59% 512-354 (866) |
0X 0x50f7CTR<$100 | Downavg 3¢ | $0.3 | $5.03 | +$4.72 | 42% 134-186 (320) |
PB PBot-5<$100 | Upavg 52¢ | $2.73 | $2.63 | -$0.1 | 46% 138-161 (299) |
0X 0xb55fa1296E6ec55D0cE53d93B9237389f11764d4-1777575277609CTR<$100 | Downavg 2¢ | $0.1 | $2.55 | +$2.45 | 54% 305-265 (570) |
![]() MayorMamdaniCTR<$100 | Downavg 2¢ | $0.1 | $2.5 | +$2.4 | 55% 325-263 (588) |
Invested
$56.29
Value
$51
PnL
-$4.9
Record
59%
512-354 (866)
Invested
$0.3
Value
$5.03
PnL
+$4.72
Record
42%
134-186 (320)
Invested
$2.73
Value
$2.63
PnL
-$0.1
Record
46%
138-161 (299)
Invested
$0.1
Value
$2.55
PnL
+$2.45
Record
54%
305-265 (570)
MayorMamdaniCTR<$100Invested
$0.1
Value
$2.5
PnL
+$2.4
Record
55%
325-263 (588)
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EV Calculator
Consensus % is how many tracked traders hold a side, not a win probability.
0.1¢ price + 1.0¢ spread + 0.1¢ fee (Crypto 7%). Win more often than this and the bet pays.
A market order pays the taker fee and crosses the spread (assumed 1.0¢); a limit order pays no fee but may not fill. The fee category is a guess from the title.