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Finland vs. San Marino: O/U 4.5

3 of 9 top Polymarket traders hold Under (33%) · Under at 59¢ · $905 held · ends Nov 15

Over42¢Under58¢Ends Sun, Nov 15, 2026View on Polymarket
SIGNAL

⚖️

Neutral

Under

Consensus Traders

9

Under 33%

Total Value

$905.4

Combined PnL

$4.49

Smart Money Entry

57.5¢ → 58.5¢

+2% since entry · 3 traders

Research grade

NeutralUnder at 59%

No measured edge, which here means a loss: the plain consensus (5+ holders, 60 %+, held to resolution) lost −3.0 % a trade after costs out of sample in the full-year test (n 86,296, 95 % CI −3.6 to −2.4 %).

  • Spread or totalOct 22 backtest: spreads and totals −14.5 % a trade in spring (95 % CI −27 to −1), +1.5 % in October: no edge.
  • Consensus under 60 %Every backtest started at 60 %+ of the holders; below that nothing was measured.
  • Side priced 50–60¢Full year, out of sample: 0.50–0.70 lost −2.9 % a trade (n 23,546, 95 % CI −3.9 to −1.9).

The rules come from our Oct 22 2026 backtest (one entry per market, held to resolution, after a 1¢ half-spread and Polymarket's taker fees). Our full-year test without hindsight (Oct 26 2026) found none of them profitable out of sample, and the plain consensus lost −3.0 % a trade. The grade describes the market; it is not a forecast, not an edge and not advice.

Smart Money Signal

Under

3 of 9 top traders (33%)6 hold an outcome priced under 50%7 small positions dimmed (<$100 invested)

Market Activity

Outcome Probabilities

Over42%
Under59%

Smart Money Breakdown by Outcome

Under3 traders
Total Value$597.97
Total Shares1,041
Combined PnL-$2.21
Over6 traders
Total Value$307.43
Total Shares704
Combined PnL+$6.7
Under — 33%Over — 67%

Signal Intelligence

Momentum

Surging

+8 pts consensus

Breadth

3 traders

Top 2 hold 98%

Freshness

Fresh

7h old

Flip Quality

Watch

1 consensus flip

Breadth vs concentrationCrowded

33% of non-arb traders are on Under. Concentration is driven by the top two positions owning 98% of that side's value.

Cohort consensusHand-picked vs top 1000 · whales, sharps, snipers, contrarians
sharpUnder 100% · 1
Aligned
ctrOver 100% · 5
Diverging
Top 1000Over 67% · 9
Diverging

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EV Calculator

Consensus % is how many tracked traders hold a side, not a win probability.

Break-even chance60.7%

58.5¢ price + 1.0¢ spread + 1.2¢ fee (Sports 5%). Win more often than this and the bet pays.

Expected Value—
Expected ROIenter your estimate
Max Profit
+$64.73
Max Loss
-$100.00
Shares
164.7

A market order pays the taker fee and crosses the spread (assumed 1.0¢); a limit order pays no fee but may not fill. The fee category is a guess from the title.

Market Info

Condition ID
0x8e97937e...601adf
Slug
unl-fin-smr-2026-11-15-total-4pt5
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