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England vs. Croatia: O/U 5.5

5 of 8 top Polymarket traders hold Under (63%) · Under at 88¢ · $964 held · ends Nov 12

Over13¢Under87¢Ends Thu, Nov 12, 2026View on Polymarket
SIGNAL

⚖️

Neutral

Under

Consensus Traders

8

Under 63%

Total Value

$963.71

Combined PnL

-$0.97

Smart Money Entry

87.8¢ → 87.5¢

+0% since entry · 5 traders

Research grade

NeutralUnder at 88%

No measured edge, which here means a loss: the plain consensus (5+ holders, 60 %+, held to resolution) lost −3.0 % a trade after costs out of sample in the full-year test (n 86,296, 95 % CI −3.6 to −2.4 %).

  • Spread or totalOct 22 backtest: spreads and totals −14.5 % a trade in spring (95 % CI −27 to −1), +1.5 % in October: no edge.
  • Favourite (60–95¢)Full year, out of sample: 0.70–0.90 lost −0.9 % a trade (n 26,050, 95 % CI −1.5 to −0.3): the least bad band, still a loss. The Oct 22 backtest's +0.4 % (n 4,327) was not confirmed.

The rules come from our Oct 22 2026 backtest (one entry per market, held to resolution, after a 1¢ half-spread and Polymarket's taker fees). Our full-year test without hindsight (Oct 26 2026) found none of them profitable out of sample, and the plain consensus lost −3.0 % a trade. The grade describes the market; it is not a forecast, not an edge and not advice.

Smart Money Signal

Under

5 of 8 top traders (63%)3 hold an outcome priced under 50%6 small positions dimmed (<$100 invested)

Market Activity

Outcome Probabilities

Over13%
Under88%

Smart Money Breakdown by Outcome

Under5 traders
Total Value$831.39
Total Shares949
Combined PnL-$1.89
Over3 traders
Total Value$132.32
Total Shares1,070
Combined PnL+$0.92
Under — 63%Over — 37%

Signal Intelligence

Momentum

Surging

+4 pts consensus

Breadth

6 traders

Top 2 hold 88%

Freshness

Mature

14h old

Flip Quality

Clean

0 consensus flips

Breadth vs concentrationCrowded

75% of non-arb traders are on Under. Concentration is driven by the top two positions owning 88% of that side's value.

Cohort consensusHand-picked vs top 1000 · whales, sharps, snipers, contrarians
ctrUnder 60% · 5
Aligned
Top 1000Under 75% · 8
Aligned

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EV Calculator

Consensus % is how many tracked traders hold a side, not a win probability.

Break-even chance89.0%

87.5¢ price + 1.0¢ spread + 0.5¢ fee (Sports 5%). Win more often than this and the bet pays.

Expected Value—
Expected ROIenter your estimate
Max Profit
+$12.35
Max Loss
-$100.00
Shares
112.3

A market order pays the taker fee and crosses the spread (assumed 1.0¢); a limit order pays no fee but may not fill. The fee category is a guess from the title.

Market Info

Condition ID
0x4106a2f6...10859d
Slug
unl-eng-hrv-2026-11-12-total-5pt5
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