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UMass vs. Toledo: O/U 51.5

1 of 7 top Polymarket traders hold Over (14%) · Over at 52¢ · $6K held · ends Nov 12

Over52¢Under48¢Ends Thu, Nov 12, 2026View on Polymarket
SIGNAL

⚖️

Neutral

Over

Consensus Traders

7

Over 14%

Total Value

$6.1K

Combined PnL

-$5.13

Research grade

NeutralOver at 52%

No measured edge, which here means a loss: the plain consensus (5+ holders, 60 %+, held to resolution) lost −3.0 % a trade after costs out of sample in the full-year test (n 86,296, 95 % CI −3.6 to −2.4 %).

  • Spread or totalOct 22 backtest: spreads and totals −14.5 % a trade in spring (95 % CI −27 to −1), +1.5 % in October: no edge.
  • Consensus under 60 %Every backtest started at 60 %+ of the holders; below that nothing was measured.
  • Side priced 50–60¢Full year, out of sample: 0.50–0.70 lost −2.9 % a trade (n 23,546, 95 % CI −3.9 to −1.9).

The rules come from our Oct 22 2026 backtest (one entry per market, held to resolution, after a 1¢ half-spread and Polymarket's taker fees). Our full-year test without hindsight (Oct 26 2026) found none of them profitable out of sample, and the plain consensus lost −3.0 % a trade. The grade describes the market; it is not a forecast, not an edge and not advice.

Smart Money Signal

Over

1 of 7 top traders (14%)6 hold an outcome priced under 50%

Market Activity

Outcome Probabilities

Over52%
Under49%

Smart Money Breakdown by Outcome

Over1 trader
Total Value$3.2K
Total Shares6,299
Combined PnL-$29.98
Under6 traders
Total Value$2.9K
Total Shares5,900
Combined PnL+$24.85
Over — 14%Under — 86%

Signal Intelligence

Momentum

Flat

+0 pts consensus

Breadth

1 traders

Top 2 hold 100%

Freshness

Fresh

1h old

Flip Quality

Clean

0 consensus flips

Breadth vs concentrationCrowded

14% of non-arb traders are on Over. Concentration is driven by the top two positions owning 100% of that side's value.

Cohort consensusHand-picked vs top 1000 · whales, sharps, snipers, contrarians
sniperOver 100% · 1
Aligned
ctrUnder 80% · 5
Diverging
Hand-pickedUnder 100% · 1
Diverging
Top 1000Under 83% · 6
Diverging

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EV Calculator

Consensus % is how many tracked traders hold a side, not a win probability.

Break-even chance53.7%

51.5¢ price + 1.0¢ spread + 1.2¢ fee (Sports 5%). Win more often than this and the bet pays.

Expected Value—
Expected ROIenter your estimate
Max Profit
+$86.06
Max Loss
-$100.00
Shares
186.1

A market order pays the taker fee and crosses the spread (assumed 1.0¢); a limit order pays no fee but may not fill. The fee category is a guess from the title.

Market Info

Condition ID
0x83e47bcc...105a9b
Slug
cfb-umass-toledo-2026-11-11-total-51pt5
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